Save with DUCA today! 1-866-900-3822 START SAVING

New to DUCA?

Call 1-866-900-3822 or open your account online today.


Already a Member?

Call your branch or 1-866-900-3822 to open a DUCA Prime-Linked GIC.

Watch how members can purchase a GIC online

Stop worrying about what interest rates will do

Open a DUCA Prime-Linked GIC and watch the interest rate on your savings rise along with the Prime Rate!

Today’s Prime Rate*


*as of October 24, 2018

Our 5 Year GIC Earns


Prime Rate minus 0.95%

Also Available:

> 3-Year GIC at Prime Rate minus 1.05%

> 1-Year GIC at Prime Rate minus 1.50%

How the Prime-Linked GIC helps you save!

  • Great rates of return
  • Peace of mind when interest rates rise
  • Can be held in your registered savings account or in a non-registered account for easier access
  • At DUCA, insurable non-registered deposits are covered up to $250,000. Insurable deposits in registered accounts (such as RRSPs and TFSAs) have unlimited deposit coverage.**

Access DUCA - Your Way

Mobile Mortgage
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All DUCA branches
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From any ATM
Find an ATM

Your mobile device
Download our app

†unlimited DUCA / THE EXCHANGE© NETWORK ATM transactions (more than 3,300 ATMs across Canada)

Do More, Be More, Achieve More

We believe our credit union is about more than just profits.
It’s about helping our Members achieve more in their lives, building communities and providing simple, efficient financial services. We invest in our communities through philanthropic initiatives, grants and sponsorships. We call it the DUgood difference.

A brighter retirement

“I feel more comfortable about my retirement now than I did 6 months ago.”

Exchange Network saves me money

“I can use an Exchange Network ATM free of charge anywhere in Canada. You can’t do that with the big banks!”

Family values

“Thanks to DUCA, we have a fully detached house and my son will get to grow up in a beautiful neighbourhood.”



1DUCA Prime-Linked GICs are non-redeemable. They require a minimum deposit of $500. Rates are subject to change without notice.
**For further information on deposit insurance, please ask for a brochure at a branch or visit DICO’s website at