Save with DUCA today! 1-866-900-3822 START SAVING

New to DUCA?

Call 1-866-900-3822 or open your account online today.


Already a Member?

Call your branch or 1-866-900-3822 to save with DUCA online banking.

Watch how members can purchase a GIC online

A balance of flexibility and returns

You’re saving for a mid-term goal like a house, but you might need your money sooner than planned.

Try the Flex30 GIC*
Try the Flex40 GIC*
Watch how they work

More ways to help you save!

  • Great rates of return
  • Can be held in your registered savings account
  • Can be held as a non-registered account for easier access
  • Deposits are insured by Deposit Insurance Corporation of Ontario**

Access DUCA - Your Way

Mobile Mortgage
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Member connect call centre

All DUCA branches
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Join now

From any ATM
Find an ATM

Your mobile device
Download our app

†unlimited DUCA / THE EXCHANGE© NETWORK ATM transactions (more than 3,300 ATMs across Canada)

Do More, Be More, Achieve More

We believe our credit union is about more than just profits.
It’s about helping our Members achieve more in their lives, building communities and providing simple, efficient financial services. We invest in our communities through philanthropic initiatives, grants and sponsorships. We call it the DUgood difference.

A brighter retirement

“I feel more comfortable about my retirement now than I did 6 months ago.”

Exchange Network saves me money

“I can use an Exchange Network ATM free of charge anywhere in Canada. You can’t do that with the big banks!”

Family values

“Thanks to DUCA, we have a fully detached house and my son will get to grow up in a beautiful neighbourhood.”



* DUCA market-linked GICs and Flex GICs require a minimum deposit of $500. The Earn More Savings Account has no minimum deposit or balance.
** For non-registered deposits, up to $250,000. For registered deposits, such as RRSPs and TFSAs, there is no maximum limit.